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From the credit crunch to unemployment, there seems to be a lot of economic gloom about - so there has never been a more important time to manage your household finances effectively.

Each Monday, Fran will be opening the 成人论坛 Radio Nottingham Money Club and talking to specialist experts with a wealth of advice on a range of money-related issues.

From planning a wedding on a budget, to climbing out of debt, hopefully you'll find some helpful tips on cash matters and useful ideas to make your money go that little bit further.

Monday 26 January: Credit cards
Monday 2 February: Loans /Mortgages
Monday 9 February: Bills
Monday 16 February: Planning a wedding听听
Monday 23 February: Redundancy
Monday 2 March: Saving / Children and money
Monday 9 March: Planning for the Unexpected ( Insurance )
Monday 16 March: Expensive purchases
Monday 23: Pensions and planning for retirement
Monday 30 March: Summary of general money advice

First members

The Ketteridge family, from Woodthorpe, are the first members of the Money Club.

A Ketteridge family holiday snap

Paula is a part-time midwife. She's also just started her own business. Simon works for a local homeless charity. They have three children aged ten, four and two.

They'll be reporting on 成人论坛 Radio Nottingham about how the credit crunch is affecting them, over the next ten weeks.

Join Frances Finn with the 成人论坛 Radio Nottingham Money Club after 09:00 each Monday or listen again on the 成人论坛i Player.