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In an exclusive investigation, we hear how a complete stranger was granted genuine Lasting Power of Attorney over a woman's financial affairs, after using fake names and signatures on an official form.

You and Yours reveals how listener, Marie, the victim of the fraud, discovered the stranger had then used the powerful document to try to sell her home without her knowledge. This was made possible because the Office of the Public Guardian, the government department that approves Lasting Power of Attorney applications, doesn't check for forgeries or carry out basic identity checks when applications are made.

Reporter Shari Vahl digs deep into how the fraud happened. She discovers how a woman called 'Julie' pretended to be Marie's sister to take over her financial affairs. Julie was granted Lasting Power of Attorney by the Office of the Public Guardian and then tried to sell Marie's home. We also hear how the quick thinking of a firm of Manchester-based solicitors ultimately saved Marie from losing her home to a total stranger.

Lasting Power of Attorney is normally set up in case a time comes when you can't manage your own affairs. It's used when people become too sick or frail and can't face dealing with their finances any more. They legally grant someone, usually a close relative or friend, the power to act in their best interests and make decisions on their behalf.

The Office of the Public Guardian says it has investigated Marie's case, removed the Lasting Power of Attorney from the register, and reported the matter to the Police.

The Ministry of Justice, which oversees the Office of the Public Guardian, says it's now reforming the system.

Presenter: Shari Vahl
Producer: Tara Holmes