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Why regulators have created a 'monster' of new financial rules, according to Gillian Tett, Assistant Editor of the Financial Times. She discusses recent regulation with lawyer Tim Strong from Taylor Wessing.

Plus, a country and western lament about banking. Investment manager Jon Shayne and his co-writer Marcy Shaffer explain why they created a song about an evil banker, performed by Jon's alter-ego, the cowboy Merle Hazard.

And economics commentator Steve Fritzinger reflects on how economists judge people's progress up the income ladder.