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Martin Lewis urges people to start looking for a new mortgage deal six months before the current one ends.

Speaking to 5 Live鈥檚 Adrian Chiles, Martin said: 鈥淢ortgage rates are finally dropping.鈥�

鈥淭he cheapest five-year date fixes are easily limboing below 4% while the cheapest two-year fixes are scraping under 4%.

鈥淎s mortgage rates have come down, it鈥檚 starting to look like those people who are on standard variable rates or are coming of their fixers are going to be able to get decent deals.鈥�

He highlighted: 鈥淪ix months is crucial, if you don鈥檛 know when your rate ends, go and get your diary out now right now; find out when you deal ends and go put a marker in your dairy.鈥�

This clip was originally from Adrian Chiles on 26 September 2024.

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